Online shopping sites have mobile payment services to make transactions easy, especially when you are not using a desktop computer. It is a mode of paying for items without going through the hassle of using cards or cash. You can also contact the customer service session of your bank in Lagos for more information.
Many e-commerce businesses have mobile apps which improves the shopping experiences of their customers. Jovago.com rounds up some interesting details users need to know about mobile payments.
Mobile payment is fast. According to Wikipedia most payments, transactions are completed within 10 seconds. The speed depends on your data network, therefore, the faster your data network the easier the transaction will be processed. But, generally mobile payments are quick.
Users only need to log in to their account and pay for the transaction. There is no request for credit card details or security questions. However, ensure that the mobile money service is reputable so as to check the activities of hackers.
Before using a mobile payment service, ensure that you have a substantial amount in your account. It will help cover the cost of products you want to buy especially if a huge discount is attached to the item. You will not want to miss it!
Here, the customer is billed immediately payment is made. This is regarded as direct mobile billing. The user only needs a PIN and a One Time Password OTP) which will be provided by the online service provider via a text message. This process is not complicated and can be utilized by any geek.
Many customers prefer to do transactions online. With the help of smartphones, it has increased the desire of shoppers to adopt this mode of payment.
This system is proven and it works. The worries about monies being intercepted are the bane of the bank and the receiver as long as the payment have been approved. Its reliability is very high.
By Ogunfowoke Adeniyi
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